How to Turn Your Equity Into Long-Term Cash Flow

This reading, as you see from the subject, is forYour replacement must comply with at least one
you as a real estate investor as well as brokers,of the following.
agents and real estate professionals who desire1. You as the owner may identify, regardless of
to create long term cash flow and income out oftheir property value, up to three properties. This
your present or soon acquired equity in residentialis The Three Property Rule.
real estate property you own. As you will see, in2. You may also choose the 200% of Fair Market
a changing world and a fluxing real estate marketRule which allows you the exchanger to identify
on a national level with the decreasing value ofmore than three potential replacement properties.
single home residential homes, there are alternateThese must have a total fair market value not
ways and ever tried and true methods ofexceeding 200% of the final sales price of the
increasing your income as you diversify in yourelinquished property.
techniques and marketability.The requirements to fully defer are: You must
Let's delay no further, and allow us to explain toreinvest 100% of proceeds. You as the investor
you the benefits of the 1031 exchange and Triplemust acquire newly acquired property of same or
Net Commercial Properties. If you are agreater debt. During the time between your old
pre-qualified real estate investor, for instance, andproperty's sale and purchase of your new
your aim is to set up favorable ways to organizeproperty, you cannot touch the money.
you estate, in turn benefit your family, andIn triple Net Lease your tenants are required to
generate a positive cash flow along with nopay all insurance, maintenance and taxes. Also
property management responsibilities, along withincluded as the responsibilities of the tenant are all
eliminating paying capital gain taxes. Read alongregular expenses of ownership, which leaves day
and make note of the information you will beto day management to the tenant, not the
learning, or refreshing yourself in memory.owner.
A solution many real estate investors and owners15-30 years are the norm for most commercial
have found to beneficial to their future planningproperty Triple Net Leases. Rental payment
and next generation inheritance beneficiaries is thecontinues throughout the term of lease. Credit
1031 exchange. Capital gains taxes are deferredrating of tenant is very important.
on your sale of your property. You may alsoNow on the Triple Net Lease you have many
re-invest your equity from the sale of youradvantages on you 1031 investment property.
investment property and place the equity as aYou as the owner are relieved from the daily
re-investment into the TIC investment property,management issues. Corporate tenants pay
which is passive. If you own a TIC, you have lesspotential steady income. Mortgage loans at
interest than a commercial grade property. You'llfavorable rates are possible for you with long
have no daily hassle of trash, turnover, tenants orterm leases to corporate tenants having credit
toilets, and therefore enjoy the benefits thereof.ratings. Appreciated residual values because of
One thing to keep in mind, naturally, is that youmiddle income areas with desirable traffic
will still face fluctuations in the real estate market,patterns, are another advantage.
an inherent risk as well as expenses associatedMany companies desire to lease their business
with speculative investment strategies.property from owners such as you. This allows
If you wish to allow for more alternatives forthem freedom to occupying companies to
your heirs, this can simplify your estate forcustomize their environment without committing
yourself and them. One heir can keep a fractionalto ownership.
interest while another heir can liquidate their1031 exchange investors, such as yourself
fractional share of your estate.potentially, have since the 1990's reinvested
1031 exchange is not an avoidance of tax, butequity into triple net lease investment properties
actually a rollover of equity of like properties. Instructured as Tenancy-in-Common (TIC). There
the IRC Section 1031 the exchange of businessare advantages to this such as the wide selection
use or investment property of any kind for anyof qualified exchange 1031 triple net properties,
other business use or investment property thediversification, real estate companies typically
recognition is that there is no gain or loss. Whenlocate these properties, you can potentially invest
you meet the 1031 tax exchange criteria in thein institutional grade properties as the exchanger,
1031 tax exchange, you have a deferred taxyou may benefit from non-recource debt, and the
projected until sometime in the future tense,range of opportunities on these investments can
most times until the time of the selling of yourrange from as little as 50 thousand on up to
newly acquired property. This deferral canseveral million dollars for you as an investor.
continue for you through any number ofSo you see, as a prudent real estate investor,
exchanges up to the point when tax liabilitythere is much to consider in the way of trading
passes into your estate, as this is an individuallyyour current Residential real estate that has
held investment.equity into some commercial real estate providing
There are some time restraints for the exchange.stable long-term cash flow. The Triple Net
As it is called, the Acquisition Period, 180 days isCommercial Property gives you the provision of
the maximum number of days allowed from thelong term professional tenants. You can pass on all
closing of relinquished property or until the dueoperating costs to your tenants. Owners don't
date of that current years tax return, whicheverhave the daily hassle and headache of
of the two comes first, in order to acquire yourmanagement. Also remember your taxes on
replacement property. You, the exchanger, mustrealized gains can be deferred when you move
first identify the property within the first 45 days.equity from Residential into Triple Net Commercial
This is the Identification Period, identifying theProperties.
replacement property.