| If you have a bank account in France, it may | | | | virement |
| be advisable to note the following: | | | | |
| | | | Detailed particulars of your account and bank |
| Never issue a cheque without sufficient | | | | = releve d'identite bancaire ( RIB ) |
| provision in the bank to meet it. If the | | | | |
| cheque is not met, the matter will be | | | | Direct debit = prelevement automatique |
| reported and the Banque de France can impose | | | | |
| a ban called Interdit Bancaire. This means | | | | If you are repaying a mortgage in France, |
| that for 5 years you would not be allowed to | | | | make sure that you keep up the paymentsin |
| issue cheques. Also, do not write open date | | | | time. This applies also to any other loans |
| or post dated cheques. Note that when paying | | | | you might have, because to get black listed |
| by card in France, you are using the ( CB | | | | does not take too long. |
| )Carte Bleu payment. | | | | |
| | | | Mostly, foreigners who open a bank account in |
| The savings account = compte d' epargne. | | | | France are those who wish to buy a property |
| | | | there. It is imperative to have an account |
| The long term savings account = compte d' | | | | because there are so many things to be paid |
| epargne logement. | | | | when one owns a house. Water, gas, |
| | | | electricity, not to mention other payments |
| The tax exempt savings account = codevi | | | | before one even moves in. |
| | | | |
| The current account = compte courante | | | | For instance, you must pay the French notary |
| | | | who deals with the matter of exchange of |
| An overdraft = decouvert | | | | contracts as well as all the searches |
| | | | regarding the property. One must bear in mind |
| The clearance of a cheque = encaissment | | | | that he does not work for the buyer or the |
| | | | seller, but works for the State. Never be |
| The ATM machine = distributeur or guishet | | | | late in paying him. |
| automatique | | | | |
| | | | Still talking about money, it might be worth |
| The balance = solde | | | | your while to give serious time to understand |
| | | | the French inheritance law. There is a big |
| The statement of account = releve de compte | | | | difference regarding this subject compared to |
| | | | other areas of the world, and before doing |
| The permission to debit your account the | | | | anything else, make sure you really study the |
| provider is asking = titre inter bancaire de | | | | situation. |
| payment ( TIP ) | | | | |
| | | | Here is a list of some of the big banks in |
| Interest rate = taux | | | | France: Le Credit Agricole, Banque, |
| | | | Populaire, BNP Paribas, Caisse d' Epargue, |
| Account holder = titulaire | | | | Credit Mutuel, Societe Generale ,HSBC, |
| | | | Barclays. |
| Transfer of funds to some other account = | | | | |