| If you have a bank account in France, it may be | | | | releve d'identite bancaire ( RIB ) |
| advisable to note the following: | | | | Direct debit = prelevement automatique |
| Never issue a cheque without sufficient provision | | | | If you are repaying a mortgage in France, make |
| in the bank to meet it. If the cheque is not met, | | | | sure that you keep up the paymentsin time. This |
| the matter will be reported and the Banque de | | | | applies also to any other loans you might have, |
| France can impose a ban called Interdit Bancaire. | | | | because to get black listed does not take too |
| This means that for 5 years you would not be | | | | long. |
| allowed to issue cheques. Also, do not write open | | | | Mostly, foreigners who open a bank account in |
| date or post dated cheques. Note that when | | | | France are those who wish to buy a property |
| paying by card in France, you are using the ( CB | | | | there. It is imperative to have an account |
| )Carte Bleu payment. | | | | because there are so many things to be paid |
| The savings account = compte d' epargne. | | | | when one owns a house. Water, gas, electricity, |
| The long term savings account = compte d' | | | | not to mention other payments before one even |
| epargne logement. | | | | moves in. |
| The tax exempt savings account = codevi | | | | For instance, you must pay the French notary |
| The current account = compte courante | | | | who deals with the matter of exchange of |
| An overdraft = decouvert | | | | contracts as well as all the searches regarding the |
| The clearance of a cheque = encaissment | | | | property. One must bear in mind that he does not |
| The ATM machine = distributeur or guishet | | | | work for the buyer or the seller, but works for |
| automatique | | | | the State. Never be late in paying him. |
| The balance = solde | | | | Still talking about money, it might be worth your |
| The statement of account = releve de compte | | | | while to give serious time to understand the |
| The permission to debit your account the | | | | French inheritance law. There is a big difference |
| provider is asking = titre inter bancaire de | | | | regarding this subject compared to other areas of |
| payment ( TIP ) | | | | the world, and before doing anything else, make |
| Interest rate = taux | | | | sure you really study the situation. |
| Account holder = titulaire | | | | Here is a list of some of the big banks in France: |
| Transfer of funds to some other account = | | | | Le Credit Agricole, Banque, Populaire, BNP Paribas, |
| virement | | | | Caisse d' Epargue, Credit Mutuel, Societe Generale |
| Detailed particulars of your account and bank = | | | | ,HSBC, Barclays. |