Still a Renter? - (part One)

This is indeed a frightening thought for manyIt is a sad state when the gap between the
Australians. However, for many renters, costly'haves' (investors) and 'have-nots' (aspiring home
house prices are turning the great Australianbuyers) is widening, and analysts do not predict
dream of home ownership into exactly that - achanges in this trend any time soon. Moreover,
dream.median house and apartment prices have
Renters, especially those saving to buy, haveincreased by such a huge margin, and are
survived several harsh setbacks this year. Agentscontinuing to increase, particularly in the inner city
revealed that in over 85% of cases, rents havewhere tenant demand is strong. We all must be
increased in the past 12 months, and are likely toaware of course that this has brought a smile to
continue to increase until 2009. This will be aroundthe face of investors.
the time when a new upsurge of apartments isFurthermore, the value of the investors' property
expected to come onto the market, easing theportfolios has increased in recent years. This most
shortage.certainly provides tens of thousands of dollars in
At the same time, interest rates skyrocketedequity, which in turn enables them to buy more
three times since the beginning of 2006, making aproperty. Renters, by comparison, must make
total of eight times since 2002. This hasserious lifestyle changes to go up against rising
destroyed the borrowing capacity of prospectiverents, rates, stamp duty, and real estate values.
buyers. Those who dreamt of home ownershipThe easiest way to check on rental and homes
have had their dreams dashed. Melbourne'sto buy is online at in their Real Estate section you
current 284,000 rented households must makecan register, login, and search the thousands of
big decisions this year. To buy or risk beingreal estate property listings all for free!
pushed out of the market.