| Divorce is no easy thing. Already trapped in | | | | her from any default payment on the mortgage. |
| emotional turmoil, you still have to be sane | | | | It's your sole responsibility then to take charge of |
| enough to deal with the legal and financial issues, | | | | the mortgage and arrange for a California |
| especially if you have little children to take care of | | | | refinance. |
| and a mortgaged house. Already thinking of | | | | Ex-couples always decide for a sale to get rid of |
| relocating? A California refinance could be your | | | | the encumbrances of a mortgage, which is a |
| ticket out of the blues. | | | | smart move for both of them. The next issue is |
| Who Takes the House? | | | | to get each their equal share if the house is sold, |
| A thorny issue in divorce is the home. If you're | | | | but the court often has a say on the matter |
| the wife and saddled with young children and with | | | | after deliberating considerations. |
| nowhere to go, losing the home can be traumatic. | | | | What to Do Before Moving? |
| Yet, you can refit the ship to make things work | | | | Before a refinance, you've have to check out |
| in your favor, barring legal issues that disqualify | | | | those beautiful houses for sale and choose one |
| you to the home that is presently mortgaged. | | | | within your budget. Make sure that a house is |
| There will be some technicalities to deal with | | | | available for sale so you know how much you are |
| before you fly to California. Refinance loans can | | | | going to borrow. Once your California refinance |
| always help you move on with your life. | | | | has been closed, start planning the move. There is |
| You take the house if it's a property you owned | | | | packing to do, children to be removed from |
| and mortgaged before marriage. But during the | | | | school, and movers to contact. |
| marriage, if your spouse contributed towards the | | | | A month before your move, inform your boss |
| monthly payment, you can sell the house to solve | | | | and file your resignation. Or if you're |
| the issue and contact a refinance company to | | | | self-employed, check out the possibilities for your |
| buy a new home from the sales proceeds of | | | | business in sunny California. It's no use going to |
| your property. | | | | California not knowing how you're going to survive |
| If the house was brought by your spouse | | | | alone. |
| through a loan and the documents bear both of | | | | The move will affect the children, but take things |
| your names, the only recourse would be to sell | | | | one at a time because there's no shortcut to |
| the house to remove your names from the | | | | solving this problem. So deal with those fits of |
| contract. If this is not sold and your spouse | | | | crying, tantrums, and defiance patiently - even if |
| resumes the mortgage, the bank or the | | | | you're miserable and angry yourself. |
| mortgage lender can always run after you if | | | | The emotional side is the hardest to deal with, but |
| there are late or unpaid dues. As long as your | | | | the physical and financial aspects has to be |
| name is on record, you will be affected by the | | | | resolved fast if you have little children to look |
| non-payment of the mortgage. | | | | after. Be glad that a California refinance is available |
| Or if your spouse agrees, you can refinance the | | | | to help move ahead. |
| home in your name alone. This absolves him or | | | | |