| Are you like many other homeowners, and find | | | | books. |
| that you are under water in your mortgage? If | | | | You will have to provide your lender with a |
| you are just a month or two behind but know | | | | letter explaining your hardship (divorce, job loss, |
| that things are going to get worse, contact a | | | | death in the family, etc.), along with other |
| Phoenix short sale realtor at once - and do not | | | | documents such as pay check stubs, your bank |
| wait! Time is of the essence, and foreclosure is | | | | statement and other financial data. |
| something you absolutely want to avoid. If you | | | | Foreclosure will prevent you from buying |
| want to save your credit from total destruction | | | | another home for 5 to 7 years, while the short |
| and have the opportunity to purchase another | | | | sale process generally means that you can |
| home without waiting for 5 to 7 years, you need | | | | purchase a home for your family within 18 to 24 |
| this information. | | | | months |
| If you have been looking in to other options, likely | | | | Why do you need a Phoenix realtor who |
| you have heard the term 'short sale.' Perhaps you | | | | specializes in short sales? A seasoned professional |
| have heard from others or read that it is a | | | | can explain every detail of the process to you, |
| complicated and lengthy process, which has | | | | and negotiate with your lender on lowering the |
| discouraged you from pursuing it further. | | | | price of your home in order to find a qualified |
| Truthfully, the short sale process can be drawn | | | | buyer. They can also handle the paperwork for |
| out and aggravating, which is why you need an | | | | you, which takes an enormous amount of stress |
| experienced Arizona real estate agent to handle | | | | off of you. In general, a professional real estate |
| the negotiations for you. It will help make quick | | | | agent will help make the entire process |
| work of the process, so that your home may be | | | | streamlined and quicker, which means you can |
| sold quickly. | | | | move forward with your life. |
| Here are a few details Phoenix homeowners and | | | | Are you upside down in your mortgage and don't |
| those in surrounding areas should be aware of: | | | | know which way to turn? Speak with a Certified |
| A lender will often agree to a short sale, as | | | | Short Sale Arizona realtor with expertise in short |
| long as the buyer is willing to pay a fair price for | | | | sales. There are other options, and foreclosure is |
| your home. They deal in money, and don't | | | | something you do not want to face unless there |
| particularly want a vacant property sitting on their | | | | is absolutely no way to avoid it! |