Home Buyer Credit 2009 - What is the Tax Credit on First Time Home Loans? Stimulus Package Review

The Obama Government has announced several2009
relief packages for the home owners in the US.Here is a closer look at this package in order to
Primarily his housing scheme is based on loanunderstand who stands a better chance to get a
modification. Besides, this year he has alsohome loan now:
announced several grants & tax rebates to· The first time home buyers have a lot
help the people face the economic dip in theto look up to in this new scheme. They are eligible
country. Most of the Americans have lost theirfor a tax credit up to $ 8,000.
jobs and are confronting several losses in their· Last year this credit limit was up to $
businesses. Hence the scenario is critical. People7,500. The good news is that that you do not
are bound to go for a foreclosure or they havehave to repay that $ 7,500 until sell off your
declared bankruptcies. The Federal Government ishome with in 3 years.
quite determined to confront this situation with· This credit is available only to the tax
the economic tips & strategies. They havepayers who purchase a primary residence amidst
come in with several grants to renovate yourJanuary 1, 2009 & December 1, 2009. A
home as well.primary residence is the one where you live in
Tax credits are important now to increase thepermanently with your family.
cash flow among the Americans. The workers· This tax credit phases out for the tax
are even welcoming small increments in their paypayers whose AGI exceeds $ 75,000.
checks. The Government has announced a $ 787· In the case of the married couples this
billion economic stimulus package.phase out limit is $ 150,000.
Stimulus package review on Home Buyer Credit