For Sale By Owner - To FSBO or Not To FSBO?

Each year many homeowners decide to maximize3) Do I know how to market my property
the profit on their home sales by selling it "Forproperly?
Sale By Owner". At first glance, this is the most4) Am I familiar with the trends in the national
tempting option to most homeowners especially inreal estate industry as well as my local real estate
the current real estate market with its rapidmarket?
appreciation rate. Why pay substantial broker fees5) Am I prepared to offer financing options to the
when they can pocket several thousand dollarsbuyer?
themselves? While this attitude is completely6) Will I be dealing with only pre-qualified buyers?
understandable it doesn't realistically reflect the7) Am I prepared to answer questions about
services a professional realtor truly does offer.financing?
Last year, according to the National Association of8) Do I fully understand the disclosure process
Realtors "Profile of Home Buyers and Sellers", 13and legal ramifications for my state?
percent of all home sellers chose the FSBO route.9) Do I have the skill-set to successfully negotiate
More telling than these numbers, is the fact thatthe handling of legal contracts, agreements, and
one third of all FSBOs sold their homes toany disputes with buyers before or after the
someone they knew prior to the transactionoffer is presented?
which means that the actual figure of FSBO10) Am I familiar with competent professionals
transactions to strangers is realistically at eightthat will be involved in the transaction such as
percent. This is a significant downward trend fromtitle, home inspectors, appraisers, escrow
18 percent eight years ago.company and their fees?
Even more telling was that only half of last year's11) Am I able to project and account for all the
FSBOs, according to the article, plan to go it alonehidden costs, time factored in, marketing costs,
again. Why? Many FSBOs are not aware of theand fees paid?
increasing complexities of the transaction process,The above items are a few of the factors that
especially in California, with more complexthe home seller should consider before selling his
disclosures and legal requirements required thanhome on his own. Also, one important item to
ever before. In addition, they were oftenkeep in mind is that very much like the title of
unprepared for the required time to market andHarvey Mackay's famous book, "Swim With The
show their property, the competitiveness of theSharks", real estate is very competitive and the
real estate industry, and awareness of thebuyer is just as equally motivated to get the
various fees required for outside consultants,lowest sales price, with the most concessions as
inspectors, appraisers, title companies, escrow andthe seller is to get the highest sales price the
loan officers.market will bear.
Of course, this does not mean that selling yourMost importantly, the facts are, sellers make
home via FSBO is not a good option for somemore money when they use a real estate
home sellers, in some cases it may be. Howeverprofessional. According to the National Realtor's
what it does mean is that you need a clear ideaAssociation survey, "Homes sold with the
of what responsibilities you will be assuming inassistance of a real estate professional in 2005
contrast to hiring a professional realtor andsold on average for 16 percent more than FSBO
calculating whether the costs and time investedsales." As in many other industries, realtors vary
will be worth it to you.in experience and skill level. Real estate is as
Some questions to consider if you intend topopulated with mediocre realtors as well as with
FSBO:excellent ones. However, hiring a skilled, full-time
1) Do I have the time, energy, skill-set and abilityprofessional realtor, who is in the top twenty
to devote in selling my home?percent of his industry, to handle your sales
2) Am I prepared to deal with an onslaught oftransaction will be worth every penny of his or
buyers, including savvy investors and realtors,her's broker fee.
who perceive FSBO's as targets for low balling?