| I spent a lot of time searching for the fastest | | | | dreaming the perfect place, and I found it - only |
| way to repair my credit. As a result of my | | | | to be denied for a mortgage. |
| efforts, I instantly improved my credit score and | | | | I was crushed, but I took action and started doing |
| got more credit and closed on a home was the | | | | research. I was a new person, capable and willing |
| very best interests rates. | | | | to pay back my debts, and there was no way I |
| I had a series of bad credit mistakes, including an | | | | was going to let my poor credit history haunt me |
| auto repossession, several loans that went unpaid | | | | for life. I was also not about to pay thousands of |
| for over a year and a number of delinquent | | | | dollars for a credit counselor because I knew that |
| accounts. This did not look good on my credit | | | | most of them were just crooks and they didn't |
| report, and I felt the pain. I was literally denied by | | | | do anything I couldn't do completely on my own. |
| several landlords and had trouble renting an | | | | In fact, I found out exactly what it is that credit |
| apartment. Finally I found a friend that was willing | | | | counselors do to instantly improve credit ratings. I |
| to sign the lease for me in his name, which was a | | | | dug up those little secrets and applied them, and |
| bit embarrassing. | | | | quickly found a way to repair my credit. Just a |
| I had enough though. I was being harassed by | | | | short time later not only did my credit card limit |
| collections agencies at work, repeatedly receiving | | | | shoot through the roof, but I was instantly able to |
| threats of lawsuits and garnished wages, and it | | | | get the mortgage I needed to buy my home. |
| was making life very difficult. If I wanted a car | | | | What blew me away is that not only did I get |
| loan, I couldn't get one, and my $500 credit card | | | | approved for the loan, I got the very best rate. I |
| limit wasn't helping much either. But I had | | | | shopped around to try to get a better rate and |
| ambitions to buy a new home and get my act | | | | the banks could not believe what a great deal I |
| back together. | | | | was getting. |
| I turned things around, paid off most of my debts | | | | These secrets I uncovered not only saved me |
| and came on good terms with my creditors, but | | | | thousands of dollars in counseling fees and interest |
| that wasn't enough. A few years after I was in | | | | rate payments, but it allowed me to get the |
| good graces with everyone, I started to search | | | | home and credit I needed. Now lenders are |
| to buy my first home. I spent hours looking and | | | | begging to do business with me. |