| If you or your spouse are buying your first | | | | years old and an American citizen, you can apply |
| home, you may qualify for free government | | | | to receive some of this government money, as |
| grant money to help purchase real estate. This is | | | | millions of Americans are every month. |
| money that can be used to help you make a | | | | The government provides billions of dollars in |
| down payment on your property and help with | | | | government grants every year, but the money is |
| pay for your closing costs. There are even first | | | | only budgeted so that a limited number of people |
| time home buyer grants and real estate grants | | | | are able to take advantage of these programs. |
| that will help you pay to repair or improve your | | | | Fortunately, there are a number of government |
| new home. | | | | grant programs that are offered at federal, state |
| What makes grants for first time home buyers | | | | and your local government agencies. In many |
| different than your traditional loans is that this is | | | | cases the real estate grants offered at the local |
| money that never has to be repaid. Because | | | | level are not well advertised, which means very |
| these are not loans, the government is not | | | | few people apply for these programs. The |
| concerned with your credit score or credit history, | | | | government is mandated to give this money |
| they don't need a down payment, and you don't | | | | away to the most qualified applicants, which |
| need collateral to qualify to receive some of this | | | | means there is often great opportunity to receive |
| free grant money. As long as you are at least 18 | | | | free money where nobody else is asking for it. |