More Singles are Buying Homes

It used to be that both men and women waitedsomeone else's pockets with nothing to show for
to become first-time homebuyers until theyit. They dislike not being able to decorate as they
married. They rented or lived at home withwish or sharing space with roommates.
parents until Mr. or Ms. Right was found.For some locations and personal situations,
Today, according to the National Association ofhowever, renting may be the best and cheapest
Realtors, one in every four home real estatealternative. You do not pay for repairs,
purchases are made by singles, with single womenmaintenance or property taxes. You have more
outnumbering the men by two-to-one. The causeflexibility to move when you wish, without being
is thought to be that many single men in their 20sconcerned with first selling your real estate. So, if
or early 30s continue to live with their parentsyou are considering buying residential real estate,
until marriage, while single women are more aptcompare your options carefully before making a
to move into rental real estate with friends aftercommitment.
college. Additionally, women are marrying later inHomeownership Benefits Are Many
life, attaining higher educational degrees, andOwners of real estate attain many benefits.
spending more time to establish their careers. ThisThere are numerous real estate deductions at tax
provides them more available financial resourcestime on both federal and state income taxes,
to purchase their own real estate and move intoespecially if you purchased your home real estate
a place of their own.within the tax year. (See my article at this web
My daughter did this in her early 30s. A successfulsite, titled "Real Estate Tax Breaks for Your
web designer in West Palm Beach, Florida, sheHome" for more benefits of homeownership.)
decided that she was wasting her money rentingBecause it is your home, you can make more
and wanted something that was hers. As withpermanent changes through renovations and
most single renters, she purchased a condodecorating. Additionally, your investment generally
(townhouses are another good alternative forincreases in value and you accumulate equity that
previous apartment dwellers). Though it was a bigcan be borrowed against in the future for
step and a huge commitment, she has a sense ofnecessities, such as the purchase of a car or that
security, satisfaction and accomplishment thatvacation of which you always dreamed.
cannot be found through renting.Though buying real estate before marriage is a
Some Benefits of Rentingbig commitment, more and more singles are doing
After renting for several years, many singlesjust that and finding the move much more
become frustrated with their dollars going intorewarding than renting.