Monaco Overpriced Claim Disputed

A well respected US magazine recently claimedbedroom two bathroom apartment at 5,500,000
Monaco has the most overpriced real estate inEuros.
the world, claiming the rental returns as part ofAs well as buying a property, to gain residency in
their figures meant the tax haven's propertyMonaco a bank account needs to be opened in
costs were unduly high.the Principality, with account opening deposits
In response a Monaco internet site says thevarying between 100,000 and 500,000 Euros.
American magazine are wrong, and haveOne thing that could put the brake on the number
forgotten why Monaco's property prices are highof Brits looking to move to Monaco was
in the first place.announced after the magazine's claims about
'The error they made was comparing MonacoMonaco real estate prices were published.
with places like Rome, Warsaw, Los Angeles andThe amount of time British tax exiles can spend
Vancouver, and they also overestimated closingin their home country is being limited by the British
costs. While admittedly high in Monaco at aroundgovernment, and it could impact the British
11 per cent, it's not common to be 20 per centeconomy, claim a company who specialise in tax
that their research was based on.'haven property and residency.
The comparison of 50 financial centres assumedUp until now a British taxpayer could avoid paying
the property was not a main residence andincome tax by taking residency in a tax haven
looked at rental returns - another error whensuch as Andorra or Monaco, and be allowed to
calculating Monaco's property prices according tospend 90 days a year in Britain before falling foul
the Monaco internet guide.of the Iland Revenue. Importantly both the day
'By law in Monaco rentals are a minimum of oneof arrival and departure into the UK didn't count
year, so it's obvious that rental returns are goingas a day.
to be less than places where weekly and sixSo technically, a tax exile living in Andorra could
monthly rentals are possible. To gain residency indrive to Barcelona airport for a 7am flight to
Monaco via renting the residency office needsLondon, and given the hour's time difference
evidence of a twelve month contract, so Monacobetween Spain and the UK, be comfortably in an
is in a unique position when compared to otheroffice working by lunchtime.
leading financial centres.'Equally, the same tax exile could leave the London
'There is a shortage of available property inoffice at 6pm Friday for Barcelona en route to
Monaco and high demand that shows no sign ofAndorra - and importantly those five days in the
slowing down - given all these factors we justUK would count only as three of their ninety day
think the US magazine's analysis of the Monacoallowance as the day travelling to and from the
real estate scene has been done without takingUK aren't counted. Which allowed business men
local factors into consideration.'and women to commute from the tax havens of
Typical property prices in Monaco at the momentAndorra and Monaco thirty weeks a year. Some
include a second floor studio apartment atwould do Monday to Thursday and could do that
1,100,000 Euros, a one bedroom apartment invirtually all year and still stay on the right side of
Monte Carlo at 2,150,000 Euros, and a threethe British tax man.