| Section 4 of the standard California Association of | | | | Transfer Tax: Seller City Transfer Tax: Negotiable |
| Realtor contract for the purchase of residential | | | | Marin Recording Fees: Buyer Title Insurance: Buyer |
| property is called "Allocation of Costs." It deals | | | | Escrow Fees: Buyer County Transfer Tax: Seller |
| with whether the buyer or the seller pay for | | | | City Transfer Tax: Seller Napa Recording Fees: |
| termite inspection, home inspection, smoke | | | | Buyer Title Insurance: Buyer Escrow Fees: Buyer |
| detector installation etc. The most costly items | | | | County Transfer Tax: Seller City Transfer Tax: |
| which seller and buyer negotiate are-- Recording | | | | Sacramento Recording Fees: Buyer Title |
| fees-- Title insurance-- Escrow Fees-- County and | | | | Insurance: Seller Escrow Fees: Seller or Split |
| City transfer tax.Anything can be negotiated and | | | | County Transfer Tax: Seller City Transfer Tax: |
| becomes binding on the parties who sign the | | | | Split San Francisco Recording Fees: Buyer Title |
| contract; however, there are certain customs | | | | Insurance: Buyer Escrow Fees: Buyer County |
| which differ from county to county as to who | | | | Transfer Tax: Seller City Transfer Tax: San |
| pays what.The following list gives an overview | | | | Mateo Recording Fees: Buyer Title Insurance: |
| about counties in and close to the Bay Area and | | | | Buyer Escrow Fees: Buyer County Transfer Tax: |
| the customary allocation of certain costs.When | | | | Seller City Transfer Tax: Seller or Split Santa |
| your Real Estate Agent writes your purchase | | | | Clara Recording Fees: Buyer Title Insurance: Seller |
| contract, make sure he marked the right check | | | | Escrow Fees: Seller County Transfer Tax: Seller |
| boxes.In a buyer's market, buyers need not stick | | | | City Transfer Tax: Seller or Split Solano Recording |
| to customs but can ask for more. Many sellers | | | | Fees: Buyer Title Insurance: Buyer Escrow Fees: |
| cannot pay the higher interest rates and are | | | | Buyer County Transfer Tax: Seller City Transfer |
| happy to get out of a property, even if it means | | | | Tax: Seller Sonoma Recording Fees: Buyer Title |
| that they pay costs they would not have paid | | | | Insurance: Buyer Escrow Fees: Buyer County |
| two years ago. Alameda Recording Fees: Buyer | | | | Transfer Tax: Seller City Transfer Tax: Seller Yolo |
| Title Insurance: Buyer Escrow Fees: Buyer County | | | | Recording Fees: Seller Title Insurance: Seller |
| Transfer Tax: Seller City Transfer Tax: Split | | | | Escrow Fees: Seller County Transfer Tax: Seller |
| Contra Costa Recording Fees: Buyer Title | | | | City Transfer Tax: Seller useful links: Nielsen is an |
| Insurance: Buyer Escrow Fees: Buyer County | | | | MBA and a broker in California. |